Thursday, May 12, 2011
Do You Live Beyond Your Means? How Do People Do It These Days?
Expenses for certain things have definitely gone up - I find our grocery bill ridiculous. I saw an episode recently of TLC's new show Extreme Couponing and thought maybe I needed to try coupons. Then I read a couple of blog posts from women who had also seen the new show and experimented... the time it took to find the coupons and go to the right stores didn't seem to make it worthwhile, unless you wanted to do it as a full time job like the women on the show. Since time is something I don't have a ton of as it is, I'm thinking this is not the way to do it for our family. Although using a few coupons here and there can't be all bad if they are for stores where I'm already shopping... I'll put that on my to-do list.
In all seriousness though, I did a little search on "how to live within your means" and found mostly the same stuff. Here's an article that had one of the most common list of tips. We already do quite a bit of what was included: I have created a budget so we know what comes in and how much goes out, we don't have credit card debt, we don't eat out often, I bring a lunch almost every day, I don't buy coffee daily (although my husband often does, despite my purchase of a Nespresso machine), I make a shopping list before doing the groceries, etc. etc. The reality is, we are pretty simple folks. We don't make extravagant purchases or feel we have to keep up with the Joneses, but somehow, others seem to just do more. Of course, they may be living in debt or on credit, who knows!
This is one of those areas that just doesn't get discussed amongst friends, and often even amongst family. It seems intrusive and off limits. But I am asking... how do you do it? For any of you brave enough to answer, I'm sure that I'm not the only one wondering!